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Tenant Screening in Less than 10 Seconds... One of the Great Benefits of being a member! Join Now Please Note! As a new member to LandlordOnline to receive a Credit Report you must submit the
following documents
Report | Price | Requires Landlord Documentation* | Requires On-site Inspection of your location ($75 fee applies) | Shows Applicant’s Credit History** | Full Credit Report | $ 9.95 | Yes | Yes | Yes | Pass/Fail Credit Evaluation | $ 9.95 | Yes | No | No | Prior Eviction Report | $ 7.95 | No | No | No | National Criminal History Search | $19.95 | No | No | No | Statewide Criminal History Search | $ 9.95 | No | No | No | Sex Offender Report | $4.95 | No | No | No | Terrorist Search | $4.95 | No | No | No | Applicant Fraud Detection | $4.95 | No | No | No | Prior Address Locator Service | $4.95 | No | No | No | Bankruptcy/Lien/Judgment Report | $ 9.95 | No | No | No |
As a Landlord Online member you have INSTANT ACCESS to all the services listed in Level 1. If you are interested in Level 2, you will need to submit the proper documentation.
If you are interested in Level 3, you will also need to have an on-site inspection.
The onsite inspection usually takes a few days to complete and they are looking to see (click here)
| Level 1 | Level 2 | Level 3 |
| Instant Account Activation 24/7 | Yes
Instant Account Activation | No
Account activiation takes 1-4 hours afterrequired documents are faxed in.
(Office Hours: Mon-Fri 6:30am-5:00pm PST) | No
Account activiation takes 1-4 hours afterrequired documents are faxed in and the on-site inspection is performed.
(Office Hours: Mon-Fri 6:30am-5:00pm PST) | On-Site Inspection Required | No | No | Yes – $75 fee | Bankruptcies | Yes | Yes | Yes | Judgments | Yes | Yes | Yes | Liens | Yes | Yes | Yes | Social Security Number Verification | Yes | Yes | Yes | Applicant Fraud Detection | Yes | Yes | Yes | Payment Records & Credit Score | No | Yes – Pass/Fail Report Provided | Yes | Eviction/Landlord Court Records | Yes | Yes | Yes | Criminal Records | Yes | Yes | Yes | PALS (Prior Address Verification) | Yes | Yes | Yes |
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The difference between Level 1 & Levels 2 & 3 is that Levels 2& 3 provide access to data from the credit reporting agencies andLevel 1 does not.With Level 2 and 3, we are required by Federal CreditReporting Act (FCRA) to verify that you are a landlord and also youridentity.Level 3 requires an on-site inspection of your premises toverify your ability to securely manage highly confidential creditinformation. There is a $75 charge for each on-site inspectionprovided by a third party that we contract with. |
Credit Reports and the law Before we can legally provide you with access to an applicant’s credit history, it’s important that you understand a little about the Consumer Reporting Agencies or CRA’s. A consumer reporting agency (CRA) is an entity that collects and sells credit and financial information about individuals. The three major credit bureaus, Trans Union, Experian, and Equifax, are the most commonly known national credit reporting agencies.
The Federal Fair Credit Reporting Act (FCRA) mandates that the CRA’s, as providers of sensitive personal information, require that potential buyers of such information:Have a legitimate and permissible purpose for access and use of the data (we’ll provide the documentation checklist in the next step) That they intend to use the information in a manner that is consistent with the requirements of federal law and appropriate business practices. The FCRA applies ONLY to credit reports. It does not apply to public records reports such as criminal history, bankruptcies, liens judements or sex offender reports.
Information about your applicant is key to making an informed business decision for their selection as your next tenant. LandlordOnline.com offers unsurpassed on-line tenant screening services. You choose the reports that meet your business needs:
Instant Credit Reports - $9.95 Scored, easy-to-read formatted credit report. Detailed information about payment patterns, payment records, creditor information, collection accounts, judgments, liens, and bankruptcies, fraud detection and social security number verification. Instant Rent-Right Evaluation - Customized to your business needs using our proprietary analysis software. You can specify your evaluation criteria to fit specific property requirements or apply the same criteria across your entire portfolio. You get complete, objective, accurate rental recommendations in seconds. Reduce your risks of Fair Housing complaints – your applicants will be evaluated the same way, every time. Get This Now! Instant Evictions Searches - $7.95
Enhanced search with our proprietary C.R.S. program. Cross referencing data provided by creditor reports, search shows judgments, skips, property damage, possession judgments, and landlord contact information. Get This Now! Instant Statewide Criminal Searches - $9.95 Statewide database search of convicted criminals and a national sex offender search. Over 30 states available. Most states have Felony and Misdemeanor records while some states have only Felony records. A few states also include county records and driving records. On-site County Criminal Search - Customize your search to a particular county.
With this search, we will send a court researcher to the county courthouse. The court researcher will perform a "Hand Search" of the Court's Index and Dockets. A county criminal record search includes a seven-year search for misdemeanor and felony records. Traffic and Summary offenses filed in Justice, Magistrate or Mayor's courts are generally not included. Most counties provide both felony and misdemeanor records. Usually charges and convictions are available. This search is typically returned within 24-72 hours. Get This Now! Instant National Criminal Search - $19.95 Searches 38 states simultaneously for criminal activity including a national sex offender search. Get This Now! Instant Prior Address Locator Service (PALS) - $4.95 Displays up to the last 20 years of applicant’s last known addresses. Discover additional information - i.e. other states of residence that should be checked for criminal records.Get This Now!
Instant Applicant Fraud Detection - $4.95 Verifies Name and Social Security Number. Fraud alerts for aliases and misuse of Social Security Number. Searches databases for most frequently used SSNs and verifies the SSN against the SSN death index.Get This Now! Instant National Sex Offender Search - $ 4.95 Name search nationwide database of sex offender records that includes sexual predators and sexually violent offenders. Includes offense and state of origin. May include photo of sex offender.Get This Now! Instant OFAC/Patriot Act (Terrorist) Search - $4.95 Database search of Specially Designated Nationals and Blocked Persons(SDN) list maintained by the Office of Foreign Assets Control (OFAC) required by Executive Order 13224 to prohibit business dealings with any person that is determined to have committed, or pose a risk of committing or supporting terrorist acts. Get This Now! Instant Public Records Search Searches national database for Bankruptcy filings, Liens, and Judgments entered against applicant.
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Search Information Provided |
Name: Consumer, Jonathan
Current Address: 123 South Street, Unit A, Irvine, CA 92651
Property applied to: Kittridge Testing, 14411 Kittridge Street, Van Nuys, CA 91405 |
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Begin Report Section: Credit Report |
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| Applicant Name: |
CONSUMER, JONATHAN QUINCY |
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| Current Address: |
BURBANK, CA 91502-9150 (06/95 - 01/98) |
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| Previous Address: |
SANTA ANA, CA 92708-9270 (02/95) |
Date of Birth: |
/ /1951 |
| Previous Address: |
LOS ANGELES, CA 90017-9001 (09/93) |
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Credit Score: 561 (Fair Isaac Model)
Score Factors:
Account(s) not paid as agreed and/or legal item filed
Length of time (or unknown time) since account delinquent
Number of accounts delinquent
Proportion of balance to high credit on bank revolving or all revolving accounts |
| [ Void This Report ] -- Click here if this report returned from the agency is not for your applicant |
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| Positive: 6 |
Negative: 3 |
Public Record: 3 |
Collection: 1 |
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| Legend |
 Paid as agreed  30 days overdue  60 days overdue  90 days overdue  90+ days overdue
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 Wage Earner Plan (Ch. 13)  Repossession  Collection/Charge Off/Bad Debt/Skip  No Update |
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| Account Type |
Status |
| Credit Card |
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| Real Estate Specific Type Unknown |
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| No of Accounts |
Payment Record |
No of Accounts |
Payment Record |
| 6 |
Pays or paid as agreed |
1 |
Chapter 13 (Wage Earner Plan) |
| 2 |
Pays or paid 30-60 days past due |
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Limit |
High Balance |
Balance |
Past Due |
Payment |
Available |
| Installment Totals |
1,000 |
0 |
265,380 |
1,421 |
4,549 |
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| Revolving Totals |
20,000 |
16,720 |
14,657 |
0 |
435 |
27% |
| Open Totals |
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| Grand Totals |
21,000 |
16,720 |
280,037 |
1,421 |
4,984 |
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Creditor Records (Revolving Accounts) |
| Account Type |
Opened |
Balance |
Limit |
High Bal |
Past Due |
Payment |
Rating/Status |
| Credit Card |
05/96 |
0 |
7,000 |
5,700 |
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Curr Acct/Closed |
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Comment: Account closed at consumers request. |
| Revolving Charge Account |
01/68 |
0 |
1,400 |
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Making regular WEP payments |
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Comment: Account previously in dispute - now resolved - reported by subscriber. |
| Credit Card |
02/85 |
6,029 |
10,000 |
7,108 |
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180 |
Curr Acct |
| Credit Card |
01/90 |
8,628 |
10,000 |
9,612 |
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255 |
Curr Acct |
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Creditor Records (Installment Accounts) |
| Account Type |
Opened |
Balance |
Limit |
High Bal |
Past Due |
Payment |
Rating/Status |
| Installment Sales Contract |
02/95 |
1,000 |
1,000 |
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Pays as agreed |
| Auto Loan |
12/93 |
11,050 |
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465 |
465 |
<= 2 payments past due |
| Secured Loan |
03/93 |
19,330 |
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956 |
956 |
<= 2 payments past due |
| Real Estate Specific Type Unknown |
05/90 |
234,000 |
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3,128 |
Curr Acct |
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Creditor Records (Open Accounts) |
| Account Type |
Opened |
Balance |
Limit |
High Bal |
Past Due |
Payment |
Rating/Status |
| Credit Card |
03/95 |
0 |
4,000 |
3,612 |
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Curr Acct/Closed |
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| Assigned |
Last Act |
Name |
Orig Bal |
Curr Bal |
Status |
| 09/94 |
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DR. JOHN KILDARE |
500 |
250 |
Coll Acct |
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Comment: Account information disputed by customer. |
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| Bankruptcy |
Filed: 02/93 Liability: $100,000 Assets: $100,000 How Filed: Joint Court: U S BANKRUPTCY COURT Case Num: 35054539906234561 Comments: "Bankruptcy Chapter13- petition filed." |
| Legal Item |
Filed: 07/95 Amount: $12,450 Court: SO CALIF DISTRICT COURT Case Num: 45078321 |
| Legal Item |
Filed: 09/93 Amount: $1,200 Plaintiff: ALLIED COMPANY Court: COUNTY SPR CT SANTA ANA Case Num: 7505853 |
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| Name |
Date |
| HEMLOCKS |
12/05/98 |
| BAY COMPANY |
12/03/98 |
| HILLSIDE BANK |
10/21/97 |
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Begin Report Section
(Criminal Check) |
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| Offender:JONATHAN
CONSUMER DOB: Database: CACON |
| Date:
11/06/1990 Offense: N/A Statute: 487.HA |
| Offender:JONATHAN
Q CONSUMER DOB: Database: CACON |
| Date:
10/27/1989 Offense: N/A Statute: V 10851.A & 496.1 |
| Offender:JONATHAN
CONSUMER DOB: Database: CASBR |
| Date:
06/15/1992 Offense: DEFENDANT TRUE NAME FELONY-SB P116011 |
| Offender:JONATHAN
QUINCY CONSUMER DOB: Database: CASBR |
| Date:
06/10/1992 Offense: DEFENDANT TRUE NAME MISDEMEANOR-SB
P177652 |
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Offender:
JONATHAN CONSUMER DOB:
Database: CACON |
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County: Los Angeles Date: 12/19/1986 Offense:
N/A Statute: H 11350.A |
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Offender:
JONATHAN CONSUMER DOB:
Database: CACON |
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County: Los Angeles Date: 05/12/1987 Offense:
N/A Statute: 499.D & 484.F2 |
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Begin Report Section
(Eviction Report) |
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Eviction Scan: Exact
Name Matches (check carefully) |
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Note: Exact matches are
displayed in blue |
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Identification |
Date |
Address |
Details |
| CONSUMER,
JONATHAN |
04/20/00 |
10655 N BIRCH ST
BURBANK, CA 91502 |
Prop/Owner:
MICHEL ROY
Disposition: JUDGEMENT FOR PLAINTIFF
Judgement: 1800 |
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Comment: JUDGMENT DATE:04/30/2000 3 DAY NOTICE TO PAY RENT OR
QUIT |
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End of Report.
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