Consumer Credit Report Applicant Name: CONSUMER, JONATHAN QUINCY     Current Address: BURBANK, CA 91502-9150 (06/95 - 01/98)     Previous Address: SANTA ANA, CA 92708-9270 (02/95) Date of Birth: / /1951 Previous Address: LOS ANGELES, CA 90017-9001 (09/93)     Credit Score: 561 (Fair Isaac Model)     Score Factors:     Account(s) not paid as agreed and/or legal item filed     Length of time (or unknown time) since account delinquent     Number of accounts delinquent     Proportion of balance to high credit on bank revolving or all revolving accounts [ Void This Report ] -- Click here if this report returned from the agency is not for your applicant

Summary of Accounts Positive: 6 Negative: 3 Public Record: 3 Collection: 1

Creditor Payment Records Legend Paid as agreed  30 days overdue  60 days overdue  90 days overdue  90+ days overdue Wage Earner Plan (Ch. 13)  Repossession  Collection/Charge Off/Bad Debt/Skip  No Update Account Type Status Credit Card Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Revolving Charge Account May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun Credit Card Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Credit Card Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Installment Sales Contract Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Auto Loan Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Secured Loan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Real Estate Specific Type Unknown Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Credit Card Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

Credit Summary No of Accounts Payment Record No of Accounts Payment Record 6 Pays or paid as agreed 1 Chapter 13 (Wage Earner Plan) 2 Pays or paid 30-60 days past due

Trade Totals   Limit High Balance Balance Past Due Payment Available Installment Totals 1,000 0 265,380 1,421 4,549   Revolving Totals 20,000 16,720 14,657 0 435 27% Open Totals Grand Totals 21,000 16,720 280,037 1,421 4,984

Creditor Records (Revolving Accounts) Account Type Opened Balance Limit High Bal Past Due Payment Rating/Status Credit Card 05/96 0 7,000 5,700   Curr Acct/Closed   Comment: Account closed at consumers request. Revolving Charge Account 01/68 0 1,400   Making regular WEP payments   Comment: Account previously in dispute - now resolved - reported by subscriber. Credit Card 02/85 6,029 10,000 7,108 180 Curr Acct Credit Card 01/90 8,628 10,000 9,612 255 Curr Acct

Creditor Records (Installment Accounts) Account Type Opened Balance Limit High Bal Past Due Payment Rating/Status Installment Sales Contract 02/95 1,000 1,000 Pays as agreed Auto Loan 12/93 11,050 465 465 <= 2 payments past due Secured Loan 03/93 19,330 956 956 <= 2 payments past due Real Estate Specific Type Unknown 05/90 234,000 3,128 Curr Acct

Creditor Records (Open Accounts) Account Type Opened Balance Limit High Bal Past Due Payment Rating/Status Credit Card 03/95 0 4,000 3,612   Curr Acct/Closed

Collection Items Assigned Last Act Name Orig Bal Curr Bal Status 09/94   DR. JOHN KILDARE 500 250 Coll Acct   Comment: Account information disputed by customer.

Public Records/UD/Skip Bankruptcy Filed: 02/93 Liability: $100,000 Assets: $100,000 How Filed: Joint Court: U S BANKRUPTCY COURT Case Num: 35054539906234561 Comments: "Bankruptcy Chapter13- petition filed." Legal Item Filed: 07/95 Amount: $12,450 Court: SO CALIF DISTRICT COURT Case Num: 45078321 Legal Item Filed: 09/93 Amount: $1,200 Plaintiff: ALLIED COMPANY Court: COUNTY SPR CT SANTA ANA Case Num: 7505853

Inquiries Name Date HEMLOCKS 12/05/98 BAY COMPANY 12/03/98 HILLSIDE BANK 10/21/97

End of Report.